Motorcycle and boda boda insurance checklist
Short answerChecked 23 September 2026
Print it or keep it on your phone, and go through it with the insurer or broker before you pay. Each point links to the rules for your country below.
- The insurer is licensed by your country's regulator.
- If you carry paying passengers, the policy is a public service (PSV) or hire policy that covers passengers.
- You know the limit per passenger and per accident.
- The rider's own injuries are covered, or you have personal accident cover.
- Theft of the motorcycle is covered if it is on a loan.
- The certificate or digital sticker verifies the day you pay.
- You carry the helmets and reflective gear the rules require.
- You know how to report an accident and the deadline.
The rules in your country
- Boda boda insurance in Kenya: the cover a motorcycle taxi needs, and how to check itKenya
- DMVIC online: verify a motor insurance certificate in Kenya (*352#, Bima Yangu, verify.dmvic.com)Kenya
- Boda boda insurance in Uganda: third-party cover, premiums and risksUganda
- How to check third-party insurance in Uganda: digital sticker, USSD and QR codeUganda
- Bodaboda and bajaji insurance in TanzaniaTanzania
- TIRAMIS check (TIRA MIS): the complete guide to verifying insurance in TanzaniaTanzania
- Insurance check in Ethiopia: how to verify third-party vehicle insuranceEthiopia
- How to check a car's insurance in Ghana: *920*57#, the sticker and the NICGhana
- How to check a motor insurance certificate in MalawiMalawi
- How to check a motor insurance cover in ZambiaZambia
- How to check a vehicle's insurance and licence in ZimbabweZimbabwe