South Africa · free PDF
Free insurance guides for South Africa
Our guides for South Africa, put together as PDFs you can keep on your phone, print or send on WhatsApp. Same text as the pages of this site, with the review date of each chapter and every source listed at the end. Free, no sign-up: nothing is collected.
Medical aid schemes compared 2026For anyone in South Africa choosing or switching medical aid: 13 schemes' lowest and highest 2026 contributions side by side, then Bonitas, Discovery, Momentum, Bestmed and Medihelp option by option.PDF · 6 chapters · 34 questions answered · 55 sourcesDownload PDFWhat's inside
GEMS, POLMED, Bankmed, Profmed & more: medical aid schemes 2026For public servants, police officers, bank employees and professionals in South Africa, and anyone comparing Fedhealth, Medshield, KeyHealth or Sizwe Hosmed: who may join, the 2026 options and contributions by band.PDF · 8 chapters · 41 questions answered · 59 sourcesDownload PDFWhat's inside
Road Accident Fund claim guide 2026For anyone hurt in a road accident in South Africa, or a family member: who can claim from the RAF, the deadlines, serious injury, death claims, the claim status and what private car insurance adds.PDF · 7 chapters · 45 questions answered · 27 sourcesDownload PDFWhat's inside
COIDA & UIF guide for employers and workers 2026For employers and workers in South Africa: registering with the Compensation Fund, the COIDA letter of good standing, work injury claims and claiming from the UIF.PDF · 3 chapters · 21 questions answered · 22 sourcesDownload PDFWhat's inside
Medical aid, PMBs & gap cover guide 2026For members of a medical scheme in South Africa, or people choosing one: prescribed minimum benefits, hospital plans, gap cover, the tax credit and where the NHI stands.PDF · 6 chapters · 39 questions answered · 16 sourcesDownload PDFWhat's inside
Funeral & life cover guide 2026For families in South Africa comparing funeral cover, life cover or the credit life policy sold with a loan.PDF · 4 chapters · 23 questions answered · 12 sourcesDownload PDFWhat's inside
Home insurance & Sasria guide 2026For homeowners and tenants in South Africa: buildings and contents cover, what your bond requires, Sasria riot and strike cover, and your rights when a claim is rejected.PDF · 4 chapters · 21 questions answered · 21 sourcesDownload PDFWhat's inside
Car insurance buying checklist 2026For drivers in South Africa buying or renewing car insurance: what to check before you sign (excess, tracker, settlement value), what a write-off means and your rights when a claim is rejected.PDF · 4 chapters · 21 questions answered · 27 sourcesDownload PDFWhat's inside
Travel insurance from South Africa 2026: Schengen and bank card coverFor South Africans travelling abroad: the Schengen visa insurance rule, what the free travel cover on your bank card pays and how to activate it, and how to claim.PDF · 2 chapters · 10 questions answered · 20 sourcesDownload PDFWhat's inside
Income protection, disability & dread disease cover 2026For workers and the self-employed in South Africa: how income protection, disability and dread disease cover work, how they are taxed and what to check in a claim.PDF · 3 chapters · 16 questions answered · 15 sourcesDownload PDFWhat's inside
Unclaimed benefits & lost policies guide 2026For families in South Africa looking for money owed to them: unclaimed retirement benefits, lost life and funeral policies, and where to search for each.PDF · 3 chapters · 19 questions answered · 19 sourcesDownload PDFWhat's inside