Funeral & life cover guide 2026
For families in South Africa comparing funeral cover, life cover or the credit life policy sold with a loan.
No sign-up, no form: nothing about you is collected.
Who this guide is for
- You want funeral cover for your family
- You are comparing life, disability or income protection cover
- You were sold credit life with a loan, card or bond
What is inside: table of contents
The PDF puts together 4 guides of Tulinde South Africa, word for word: each chapter opens with its short answer, then the full sections, the frequently asked questions and the date it was last reviewed. All 12 sources — the laws, the regulator and the official documents each fact comes from — are listed at the end, with their links.
- Funeral cover in South Africa 2026: how to compare policies, waiting periods and claims
What funeral cover is, legally · How much cover: the cap per life insured · Waiting periods: what the rules allow · Covering your extended family · Claims: the two-business-day rule · Who may sell funeral cover — and the risks with funeral parlours · Paying funeral cover from a SASSA grant · What to check before you sign
Reviewed 28 October 2026 · 8 questions · 8 sources
- Life cover in South Africa: life insurance, disability, dread disease and income protection
The four kinds of life cover · Which laws protect you · What the insurer must tell you · Changed your mind? The 31-day cooling-off right · Missed a premium: grace period and lapse · Replacing an existing policy · Claims: deadlines the insurer must meet · Beneficiaries and keeping cover up to date
Reviewed 28 October 2026 · 6 questions · 7 sources
- Credit life insurance in South Africa: the price caps and your right to choose your own policy
What credit life insurance is · The maximum price (regulation 3) · What the policy must cover (regulation 3(2)) · What it may exclude (regulation 4) · Using your own policy instead of the lender's · What the lender must do
Reviewed 28 October 2026 · 5 questions · 6 sources
- Credit life insurance calculator: the legal maximum on your loan, card or bond
The caps per type of credit · Worked examples · If you pay more than the cap
Reviewed 28 October 2026 · 4 questions · 2 sources
Look inside
Two pages of the PDF exactly as you will get it: the contents page and the first page of chapter 1.
Who writes it
Tulinde is an independent guide run by Takat AI. It is not an insurer, a broker or an agent, and it does not rank or rate insurers. Every fact comes from a primary source listed in the guide. Read how we check facts.