Medical aid schemes compared 2026
For anyone in South Africa choosing or switching medical aid: 13 schemes' lowest and highest 2026 contributions side by side, then Bonitas, Discovery, Momentum, Bestmed and Medihelp option by option.
No sign-up, no form: nothing about you is collected.
Who this guide is for
- You are choosing a medical aid, or switching at year end
- You want each scheme's 2026 contributions as the scheme publishes them
- You are weighing a network or income-banded option against a full one
What is inside: table of contents
The PDF puts together 6 guides of Tulinde South Africa, word for word: each chapter opens with its short answer, then the full sections, the frequently asked questions and the date it was last reviewed. All 55 sources — the laws, the regulator and the official documents each fact comes from — are listed at the end, with their links.
- Cheapest medical aid in South Africa 2026? Compare 13 schemes' lowest and highest published contributions
Every scheme's lowest- and highest-priced option in 2026 · Why the lowest contribution is not the whole price · Cheapest hospital plan? The hospital options in these tables · Working out a family's monthly cost · Restricted schemes: check your employer first · Switching scheme: what to check
Reviewed 31 October 2026 · 7 questions · 15 sources
- Bonitas medical aid plans in 2026: the 16 options, what each costs a month and which hospitals you can use
Bonitas Medical Fund: an open scheme · What each Bonitas option costs a month in 2026 · Which Bonitas options have a savings account · Bonitas hospital networks and co-payments · Joining Bonitas: waiting periods and late-joiner penalties · Bonitas in 2027: the announced increase · Claims and complaints
Reviewed 31 October 2026 · 6 questions · 12 sources
- Discovery medical aid plans in 2026: the eight series, what each costs and which hospitals you can use
The eight series of Discovery medical aid plans · What each Discovery plan costs a month in 2026 · Which hospitals each plan covers · Waiting periods and late-joiner penalties when you join Discovery · Discovery plans in 2027: the announced increases and a new plan · How to compare Discovery plans, step by step
Reviewed 30 October 2026 · 6 questions · 4 sources
- Momentum medical aid plans in 2026: Ingwe, Evolve, Custom, Incentive, Extender and Summit — what each costs a month
Momentum Medical Scheme: an open scheme · Ingwe Option 2026: priced by income and hospital choice · The other options: 2026 contributions by family size · Momentum in 2027 · Joining and claiming · Complaints
Reviewed 31 October 2026 · 5 questions · 15 sources
- Bestmed medical aid in 2026: Beat, Pace and Rhythm — the options and what each costs a month
Bestmed: an open, self-administered scheme · Bestmed contributions 2026: Beat and Pace · Rhythm1 and Rhythm2: priced by income · Joining and claiming · Complaints
Reviewed 31 October 2026 · 5 questions · 16 sources
- Medihelp medical aid in 2026: the twelve plans, their monthly contributions and hospital networks
Medihelp: the oldest open scheme · Medihelp contributions 2026 · Medihelp in 2027 · Joining and claiming · Complaints
Reviewed 31 October 2026 · 5 questions · 10 sources
Look inside
Two pages of the PDF exactly as you will get it: the contents page and the first page of chapter 1.
Who writes it
Tulinde is an independent guide run by Takat AI. It is not an insurer, a broker or an agent, and it does not rank or rate insurers. Every fact comes from a primary source listed in the guide. Read how we check facts.