GEMS, POLMED, Bankmed, Profmed & more: medical aid schemes 2026
For public servants, police officers, bank employees and professionals in South Africa, and anyone comparing Fedhealth, Medshield, KeyHealth or Sizwe Hosmed: who may join, the 2026 options and contributions by band.
No sign-up, no form: nothing about you is collected.
Who this guide is for
- You work in the public service, the SAPS, a participating bank or a profession
- Your employer subsidises a restricted scheme and you want to compare it
- You are looking at Fedhealth, Medshield, KeyHealth or Sizwe Hosmed
What is inside: table of contents
The PDF puts together 8 guides of Tulinde South Africa, word for word: each chapter opens with its short answer, then the full sections, the frequently asked questions and the date it was last reviewed. All 59 sources — the laws, the regulator and the official documents each fact comes from — are listed at the end, with their links.
- GEMS medical aid in 2026: who can join, the six options and their monthly contributions by salary band
GEMS: a restricted scheme for public servants · GEMS contributions 2026 by salary band · How the six GEMS options differ in hospital · How to join GEMS · GEMS claims and complaints
Reviewed 31 October 2026 · 6 questions · 12 sources
- POLMED medical aid in 2026: Marine and Aquarium, what SAPS members pay by income band, claims and complaints
POLMED: the medical scheme of the SAPS · POLMED contributions from 1 April 2026 · Marine or Aquarium: the hospital rules · POLMED from April 2027 · Joining and claiming · Complaints and appeals
Reviewed 31 October 2026 · 5 questions · 7 sources
- Bankmed medical aid in 2026: who can join, the six plans and their monthly contributions by income
Bankmed: a restricted scheme for the banking industry · Bankmed contributions 2026 · How the Bankmed plans differ · Bankmed in 2027: the proposed increases · How to join and claim · Complaints
Reviewed 31 October 2026 · 5 questions · 8 sources
- Profmed medical aid in 2026: who qualifies, the ten options and what each costs a month
Profmed: a restricted scheme for professionals · Profmed contributions 2026 · Premium or Savvy: the hospital networks · Profmed in 2027 · Joining and claiming · Complaints
Reviewed 31 October 2026 · 5 questions · 9 sources
- Fedhealth medical aid in 2026: flexiFED, myFED, sureFED and maxima — every option's monthly contribution
Fedhealth: an open scheme since 1936 · flexiFED contributions 2026: Hospital Plan or Savings Plan · myFED, sureFED and maxima · Joining and claiming · Fedhealth in 2027 · Complaints
Reviewed 31 October 2026 · 5 questions · 13 sources
- Medshield medical aid in 2026: the ten options, their monthly contributions and hospital networks
Medshield: an open, self-administered scheme · Medshield contributions 2026 · Medshield in 2027 · Joining and claiming · Complaints
Reviewed 31 October 2026 · 5 questions · 10 sources
- KeyHealth medical aid in 2026: the six options, what each costs a month and the hospital network
KeyHealth: an open scheme, also for local government · KeyHealth premiums 2026 · The KeyHealth hospital network · KeyHealth in 2027 · Joining and claiming · Complaints
Reviewed 31 October 2026 · 5 questions · 11 sources
- Sizwe Hosmed medical aid in 2026: the curatorship, the eight options and what each costs a month
Sizwe Hosmed under curatorship: what it means · Sizwe Hosmed contributions 2026 · Sizwe Hosmed in 2027 · Joining, leaving and claiming · Complaints
Reviewed 31 October 2026 · 5 questions · 10 sources
Look inside
Two pages of the PDF exactly as you will get it: the contents page and the first page of chapter 1.
Who writes it
Tulinde is an independent guide run by Takat AI. It is not an insurer, a broker or an agent, and it does not rank or rate insurers. Every fact comes from a primary source listed in the guide. Read how we check facts.