Home insurance & Sasria guide 2026
For homeowners and tenants in South Africa: buildings and contents cover, what your bond requires, Sasria riot and strike cover, and your rights when a claim is rejected.
No sign-up, no form: nothing about you is collected.
Who this guide is for
- You own a home with a bond, or rent and insure your contents
- You want to know what Sasria adds to your policy
- Your claim was rejected and you want to challenge it
What is inside: table of contents
The PDF puts together 4 guides of Tulinde South Africa, word for word: each chapter opens with its short answer, then the full sections, the frequently asked questions and the date it was last reviewed. All 21 sources — the laws, the regulator and the official documents each fact comes from — are listed at the end, with their links.
- Home insurance in South Africa: buildings, household contents and your bond
Buildings insurance vs household insurance · Your bond: what the law allows the bank to ask · Under-insurance and the average clause · Why home claims end up at the ombud · Sasria: the add-on for riots and unrest · If your claim is rejected
Reviewed 28 October 2026 · 6 questions · 9 sources
- Sasria: riot, strike and terrorism cover in South Africa
What Sasria is · What Sasria covers · How you buy Sasria cover · What Sasria costs · How to claim, and the deadlines
Reviewed 28 October 2026 · 6 questions · 8 sources
- Sasria calculator: the riot and strike premium on your home and car
The rates the calculator uses · Worked example · How Sasria is charged
Reviewed 28 October 2026 · 4 questions · 2 sources
- Insurance claim rejected? Your rights under the Policyholder Protection Rules
The Policyholder Protection Rules in one paragraph · When your claim is rejected: the 10-day, 90-day, 45-day and 6-month rules · How to challenge a rejected claim · Cooling-off period: cancelling a new policy · Late premiums: grace periods and warnings · When the insurer wants to cancel or change your policy · Treating Customers Fairly: the six outcomes
Reviewed 28 October 2026 · 5 questions · 7 sources
Look inside
Two pages of the PDF exactly as you will get it: the contents page and the first page of chapter 1.
Who writes it
Tulinde is an independent guide run by Takat AI. It is not an insurer, a broker or an agent, and it does not rank or rate insurers. Every fact comes from a primary source listed in the guide. Read how we check facts.