Comparison · Kenya, Uganda, Tanzania, Ethiopia
Insurance groups across East Africa
Who is licensed where
Short answerChecked 28 October 2026
Several groups hold licences in more than one country — Britam, Jubilee, ICEA LION, Sanlam Allianz, GA, MUA and Mayfair appear on the Kenyan, Ugandan and Tanzanian lists. Each country's company is a separate legal entity licensed by its own regulator. The table below is built from the regulators' lists only.
Who is licensed where
| Group | Kenya | Uganda | Tanzania | Ethiopia | South Africa | Botswana | Ghana | Malawi | Namibia | Nigeria | Rwanda | Zambia | Zimbabwe |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Old Mutual | 2 companies Life, General | 2 companies Life, Non-life (general) | — | — | 4 companies Life, Non-life, Cell captive | 2 companies Life, General | 1 company Life | 1 company Life insurance companies | 2 companies Short-term, Long-term | — | 1 company Private | — | 2 companies Short-term, Life assurers |
| Sanlam Allianz | 2 companies Life, General | 2 companies Life, Non-life (general) | 2 companies | — | — | — | 2 companies Life, Non-life | — | 2 companies Long-term | — | 2 companies Private | — | — |
| Liberty | 1 company Life | 2 companies Life, Non-life (general) | — | — | 1 company Life | 1 company Life | — | — | 1 company Long-term | — | — | 1 company Long-term | — |
| Britam | 3 companies Life, General, Micro-insurers | 2 companies Life, Non-life (general) | 1 company | — | — | — | — | 1 company General insurance companies | — | — | 1 company Private | — | — |
| Mayfair | 1 company General | 1 company Non-life (general) | 1 company | — | — | — | — | — | — | — | 1 company Private | 1 company General | — |
| Prudential | 1 company Life | 1 company Life | — | — | — | — | 1 company Life | — | — | 1 company Life | — | 1 company Long-term | — |
| MUA | 1 company General | 1 company Non-life (general) | 2 companies | — | — | — | — | — | — | — | 1 company Private | — | — |
| Turaco | 1 company Micro-insurers | 1 company Micro-insurers | — | — | — | — | 1 company Technical service providers (insurtech) | — | — | 1 company Microinsurance companies | — | — | — |
| Jubilee | 2 companies Life, General | 1 company Life | 2 companies | — | — | — | — | — | — | — | — | — | — |
| ICEA LION | 2 companies Life, General | 2 companies Life, Non-life (general) | 1 company | — | — | — | — | — | — | — | — | — | — |
| GA Insurance | 2 companies Life, General | 1 company Non-life (general) | 1 company | — | — | — | — | — | — | — | — | — | — |
| CIC | 3 companies Life, General, Micro-insurers | 2 companies Life, Non-life (general) | — | — | — | — | — | — | — | — | — | — | — |
| APA | 3 companies Life, General, Micro-insurers | 1 company Non-life (general) | — | — | — | — | — | — | — | — | — | — | — |
| Heritage | 1 company General | — | 1 company | — | — | — | — | — | — | — | — | — | — |
| AAR | 1 company General | 1 company Non-life (general) | — | — | — | — | — | — | — | — | — | — | — |
| Hollard | — | — | — | — | 4 companies Life, Non-life, Cell captive | 2 companies Life, General | — | — | — | — | — | — | — |
| Equity | 3 companies Life, General | — | — | — | — | — | — | — | — | — | — | — | — |
| Madison | 2 companies Life, General | — | — | — | — | — | — | — | — | — | — | — | — |
| NIC | — | 2 companies Life, Non-life (general) | — | — | — | — | — | — | — | — | — | — | — |
| National Insurance Corporation (NIC) | — | — | 1 company | — | — | — | — | — | — | — | — | — | — |
| Strategis | — | — | 1 company | — | — | — | — | — | — | — | — | — | — |
| Directline | 1 company General | — | — | — | — | — | — | — | — | — | — | — | — |
| Pacis | 1 company General | — | — | — | — | — | — | — | — | — | — | — | — |
| Kenyan Alliance | 2 companies Life, General | — | — | — | — | — | — | — | — | — | — | — | — |
| Fidelity Shield | 1 company General | — | — | — | — | — | — | — | — | — | — | — | — |
| Occidental | 1 company General | — | — | — | — | — | — | — | — | — | — | — | — |
| Monarch | 2 companies Life, General | — | — | — | — | — | — | — | — | — | — | — | — |
| Geminia | 2 companies Life, General | — | — | — | — | — | — | — | — | — | — | — | — |
| Kenindia | 2 companies Life, General | — | — | — | — | — | — | — | — | — | — | — | — |
| First Assurance | 1 company General | — | — | — | — | — | — | — | — | — | — | — | — |
| Cannon | 2 companies Life, General | — | — | — | — | — | — | — | — | — | — | — | — |
| Pioneer | 2 companies Life, General | — | — | — | — | — | — | — | — | — | — | — | — |
| Takaful Insurance of Africa | 1 company General | — | — | — | — | — | — | — | — | — | — | — | — |
| Definite Assurance | 1 company General | — | — | — | — | — | — | — | — | — | — | — | — |
| Intra Africa Assurance | 1 company General | — | — | — | — | — | — | — | — | — | — | — | — |
| Kenya Orient | 2 companies Life, General | — | — | — | — | — | — | — | — | — | — | — | — |
| Star Discover | 2 companies Life, General | — | — | — | — | — | — | — | — | — | — | — | — |
| NCBA Insurance | 1 company General | — | — | — | — | — | — | — | — | — | — | — | — |
| Absa Life | 1 company Life | — | — | — | — | — | — | — | — | — | — | — | — |
| Amaco (Africa Merchant Assurance) | 1 company General | — | — | — | — | — | — | — | — | — | — | — | — |
| Goldstar | — | 1 company Non-life (general) | — | — | — | — | — | — | — | — | — | — | — |
| Swico (Statewide Insurance) | — | 1 company Non-life (general) | — | — | — | — | — | — | — | — | — | — | — |
| Pax | — | 1 company Non-life (general) | — | — | — | — | — | — | — | — | — | — | — |
| Excel | — | 1 company Non-life (general) | — | — | — | — | — | — | — | — | — | — | — |
| Alliance Africa | — | 1 company Non-life (general) | — | — | — | — | — | — | — | — | — | — | — |
| TransAfrica | — | 1 company Non-life (general) | — | — | — | — | — | — | — | — | — | — | — |
| Mirai General | — | 1 company Non-life (general) | — | — | — | — | — | — | — | — | — | — | — |
| Alliance Insurance | — | — | 2 companies | — | — | — | — | — | — | — | — | — | — |
| Zanzibar Insurance Corporation (ZIC) | — | — | 2 companies | — | — | — | — | — | — | — | — | — | — |
| Assemble Insurance | — | — | 1 company | — | — | — | — | — | — | — | — | — | — |
| Reliance Insurance | — | — | 1 company | — | — | — | — | — | — | — | — | — | — |
| MO Assurance | — | — | 1 company | — | — | — | — | — | — | — | — | — | — |
| Resolution Insurance | — | — | 1 company | — | — | — | — | — | — | — | — | — | — |
| CRDB Insurance | — | — | 1 company | — | — | — | — | — | — | — | — | — | — |
| Bumaco | — | — | 2 companies | — | — | — | — | — | — | — | — | — | — |
| Milembe | — | — | 1 company | — | — | — | — | — | — | — | — | — | — |
| Tanzindia | — | — | 1 company | — | — | — | — | — | — | — | — | — | — |
| Metro Life Assurance | — | — | 1 company | — | — | — | — | — | — | — | — | — | — |
| Abay Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Africa Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Awash Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Berhan Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Bunna Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Ethio-Life & General Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Ethiopian Insurance Corporation (EIC) | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Global Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Lion Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Lucy Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| National Insurance Company of Ethiopia | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Nib Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Nile Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Nyala Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Oromia Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Tsehay Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| United Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Zemen Insurance | — | — | — | 1 company | — | — | — | — | — | — | — | — | — |
| Discovery | — | — | — | — | 2 companies Life, Non-life | — | — | — | — | — | — | — | — |
| Sanlam | — | — | — | — | 2 companies Life | — | — | — | — | — | — | — | — |
| Santam | — | — | — | — | 3 companies Life, Non-life | — | — | — | — | — | — | — | — |
| OUTsurance | — | — | — | — | 2 companies Life, Non-life | — | — | — | — | — | — | — | — |
| Momentum | — | — | — | — | 2 companies Life, Non-life | — | — | — | — | — | — | — | — |
| AVBOB | — | — | — | — | 1 company Life | — | — | — | — | — | — | — | — |
| Assupol | — | — | — | — | 2 companies Life, Microinsurers | — | — | — | — | — | — | — | — |
| Clientèle | — | — | — | — | 2 companies Life, Non-life | — | — | — | — | — | — | — | — |
| King Price | — | — | — | — | 2 companies Life, Non-life | — | — | — | — | — | — | — | — |
| MiWay | — | — | — | — | 1 company Non-life | — | — | — | — | — | — | — | — |
| Budget Insurance | — | — | — | — | 1 company Non-life | — | — | — | — | — | — | — | — |
| Dial Direct | — | — | — | — | 1 company Non-life | — | — | — | — | — | — | — | — |
| First for Women | — | — | — | — | 1 company Non-life | — | — | — | — | — | — | — | — |
| Auto & General | — | — | — | — | 1 company Non-life | — | — | — | — | — | — | — | — |
| Radiant | — | — | — | — | — | — | — | — | — | — | 2 companies Private, Micro insurer | — | — |
| Prime Insurance | — | — | — | — | — | — | — | — | — | — | 2 companies Private | — | — |
| SONARWA | — | — | — | — | — | — | — | — | — | — | 2 companies Private | — | — |
| Professional Insurance | — | — | — | — | — | — | — | — | — | — | — | 1 company General | — |
| ZSIC | — | — | — | — | — | — | — | — | — | — | — | 2 companies General, Long-term | — |
| NICO | — | — | — | — | — | — | — | 2 companies General insurance companies, Life insurance companies | — | — | — | — | — |
| Prime Insurance | — | — | — | — | — | — | — | 1 company General insurance companies | — | — | — | — | — |
| Enterprise | — | — | — | — | — | — | 2 companies Life, Non-life | — | — | — | — | — | — |
| StarLife | — | — | — | — | — | — | 1 company Life | — | — | — | — | — | — |
| SIC | — | — | — | — | — | — | 2 companies Life, Non-life | — | — | — | — | — | — |
| Botswana Life | — | — | — | — | — | 1 company Life | — | — | — | — | — | — | — |
| Metropolitan | — | — | — | — | — | 1 company Life | — | — | — | — | — | — | — |
Ethiopia's 18 insurers are Ethiopian companies that do not share these brands. Tulinde is not affiliated with any insurer.
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Frequently asked questions
Is Britam Kenya the same company as Britam Uganda?
They share the brand but are separate companies, each licensed by its own regulator: IRA Kenya and IRA Uganda.